Smarter Property Finance for Business Owners and Investors
We help investors, landlords and developers secure bridging finance across the UK — with approvals in days, not weeks.
Finance made easy.
Free professional advise only one call away
Been declined elsewhere? No problem.
We have got you covered
What we offer
Expert finance solutions made easy
Bridging Loans
Short-term property finance with fast approvals — ideal for auction purchases, refurbishments or covering gaps between transactions.
- Rates from 0.79% per month
- Desktop valuations
- Loans from £26,000
- Residential & Commercial securities
- Complete within auction timescales
Commercial Loans
Specialist funding for offices, retail and mixed-use properties — helping business and investors access capital quickly.
- Buy your premises
- Invest into commercial property
- 75% LTV Available
- Broad range of securities accepted
- Individuals and LTD accepted
Development Finance
Funding support for new builds, conversions, or large-scale property projects — structured to meet the needs of developers.
- Refurbishment Costs up to 100%
- Day 1 LTV up to 75% excluding interest
- LTGDV up to 75% of GDV including interest
- Rates From 0.49% pm plus base rate
- First-time developer accepted
Flexible mortgage solutions for landords looking to purchase or refinance their property and grow their portfolios.
- First time buyer and landlords accepted
- HMOs & MFUBs up to 20 bed
- Selective Licensing accepted
- Rates from 3.69%
- Up to 80% LTV
Flexible residential mortgage options for homebuyers and homeowners — whether purchasing, moving, or remortgaging.
- CCJs & Defaults Accepted
- Up to 95% LTV
- Self Employed Net Profit Mortgages
- Gifted Deposits
- Free Valuations and Cashback
With direct access to two family offices, we offer flexible, unregulated bridging loans tailored to your needs.
- No Valuations
- Up to 100% LTV on BMV properties
- 48 Hour completions
- Gifted Deposit
- Meet the family office
How it Works
Our 4-Step Process to Secure Finance & Property Loans
Bridging Loans, Commercial Loans, BTL & Residential Mortgages ….
Step 1
Initial Consultation
Tell us about your needs — whether that’s a bridging loan, property finance, or insurance. We’ll assess your goals and explain the options available.
Step 2
Document Collection
We’ll guide you through the paperwork. This may include ID, property details, financial documents, or insurance requirements — keeping the process simple and stress-free.
Step 3
Financial Health Check
After a full internal assessment we will approach multiple lenders and insurers on your behalf to secure the most competitive terms. Many cases can be approved in days, even if you’ve been declined elsewhere.
Step 4
Process and Approval
Once approved and valuation completed. A formal finance offer will be sent directly to your solicitor. You can move forward with confidence knowing everything has been arranged for you.
Why Choose Us
Why Choose I F Brokers as Your Finance Partner?
- NACFB Regulated
- Trusted bridging loan broker since 2010
- Access to 100+ lenders
- Personalised support from enquiry to completion
- Loans secured in days, not weeks
- 24/7 Premium Support
- Lifetime Tracking
- Free Consultation

4K+

2010
Success Stories & Testimonials
Hear from our clients and see real results
Client Reviews – Trusted feedback from Google and beyond.

Surj Singh
1 week ago
Good , professional and fast service from Indi Thanks Bhaji
Biny Hyder
2 weeks ago
Indi is my go to for any requirements.Available all hours, his knowledge of finance and talking to me in a language i understand. I cannot recommend him enough. Used him twice already. Working on a third. If you are shopping around. I would definitely say use these guys
Dan
2 weeks ago
Very responsive, always goes above and beyond and always there to help
Jay Singh
2 weeks ago
Indi has been brilliant, excellent guidance with exploring different options
Raj Kumari
2 weeks ago
My company was in a difficult spot when a lender pulled out at the last minute, putting my entire development project at risk. I F Brokers stepped in and saved the deal. They took a common-sense approach to my situation and looked at the actual value of the project rather than just ticking boxes. They were professional and very knowledgeable. I will definitely be using them for my future projects. I highly recommend them.
Darren Read
2 weeks ago
Indi went above and beyond when I needed a broker who could assist in the 11th hour.
Manni Doal
2 weeks ago
Indi is an excellent independent financial advisor who provided outstanding support across both residential and commercial mortgage requirements. Professional, knowledgeable, and highly responsive throughout the process, with clear guidance and tailored solutions. I would not hesitate to recommend Indi for mortgages and wider financial services.
Nestcore LTD
2 weeks ago
Indi at IF Brokers is outstanding—knowledgeable, responsive, and genuinely invested in clients’ success. Every interaction feels professional and reassuring. Indi explains complex financial decisions clearly and delivers consistent results. Highly recommended for anyone seeking a trustworthy, proactive financial/mortgage broker.
Kelsey McGuirk
2 weeks ago
Highly recommend this company for any Bridging and commercial loans. From start to finish Indi goes above and beyond, quick responses, always there to help with any questions and the turnover is always quick.Most professional company I have dealt with. Also helped me my private mortgage and gets the best deals.Thanks again! Will always recommend this company and Indi to all my clients, family and friends.
Raj Kumari
3 weeks ago
My company was in a difficult spot when a lender pulled out at the last minute, putting my entire development project at risk. I F Brokers stepped in and saved the deal. They took a common-sense approach to my situation and looked at the actual value of the project rather than just ticking boxes. They were professional and very knowledgeable. I will definitely be using them for my future projects. I highly recommend them.
Arnan
3 months ago
Indi was brilliant in helping me with a bridging loan enquiry from start to finish. Would 100% recommend for anyone to use.
Maugs
3 months ago
Was a pleasure doing business with I F Brokers, made the whole process super simple and smooth as possible, would recommend for anybody looking for assistance with bridging HMO’s or commercial loans.
Kully U
3 months ago
I had an excellent experience working with indi for my commercial mortgage. From the very beginning, he was very professional, knowledgeable, and proactive in finding the best deal for my business.Thank you 😊
Kelsey McGuirk
3 months ago
Highly recommend this company for any Bridging and commercial loans. From start to finish Indi goes above and beyond, quick responses, always there to help with any questions and the turnover is always quick.Most professional company I have dealt with. Also helped me my private mortgage and gets the best deals.Thanks again! Will always recommend this company and Indi to all my clients, family and friends.
Madiah Amjad
3 months ago
Excellent service provided by Indie as always, highly recommended 👍
Shaun Kidson
4 months ago
We required some bridging finance after being let down. Indi and his team did an amazing job and saved the day. Fully recommend this company for bridging finance. Took ownership, delivered on deadline and saved the day! Thank you again
Gupy Sahota
4 months ago
Helped me buy a few buy to let properties and helped with getting an accountant and solicitors too main thing i liked whenever I needed to ask about anything they always answered
Jaspreet Brreach
4 months ago
Excellent company. These guys went above and beyond to help us with some commercial loans. And have always used them since. Cant recommended them enough. Brilliant team 👏
Saleh Ahmad
4 months ago
Thank you so much for your help, I was losing faith after being let down by others you made it seem like a piece of cake. Will defiantly recommend to friends and family!
J Singh
4 months ago
I had the pleasure of working with IF Brokers to secure a commercial loan for my business, and I couldn’t be more satisfied with the experience. From the very beginning, they took the time to understand my business needs and walked me through every step of the process with professionalism and clarity.They were responsive, transparent, and always available to answer my questions—making what can often be a stressful process feel smooth and manageable. Their knowledge of financing options and commitment to finding the right solution for my business truly set them apart.Thanks to their support, I was able to secure the funding I needed to move forward with confidence and focus on growing my business. I highly recommend IF Brokers to any business owner in need of reliable and trustworthy financing.
Ranjeet Sohal
4 months ago
Fantastic guys helped me so much to buy my house and made it look so simple no stress at all. Top blokes indi and kully
Damon Richardson
4 months ago
I have been working with Indi and Kully for a number of years. The service has always been excellent they have helped me purchase my commercial unit for my car repairs business, they have helped me purchase various BTL using bridging and mortgages. They help you through the whole process, getting you ready to apply and through to completion and remortgage. Best in the game
Dilbag kalsi
4 months ago
Excellent service, went a mile ahead to help in the paper beyond what they were paid for, highly recommended for anyone who is starting from the scratch
Shahid Mughal
5 months ago
Top Class Service And Very Informative In Every Step Such A Great Pleasure To Have These Guys On Board, They Got Us An Amazing Deal With Our Mortgage And Are Now Doing Our Commercial Loan, VERY HIGHLY RECOMMEND *****
Alex
5 months ago
Great service by indie throughout
Varinder Aitan
5 months ago
I only trust Indi and Kully now after bein messed about by other brokers before. I run Aitan Building Services and they’ve helped me get private finance and bridging on properties you can’t get a mortgage on, like probate ones that need full renovation. Once we turn them into HMOs, they sort the remortgage at the new market value so we can pull our money back out and move on to the next project. Great guys cant thank enough
Ricky Singh
5 months ago
Thankyou Indi for organising my commercial loan and making it so swift and easy for me. . Well recommended 10/10
Mark Corfield
5 months ago
It was a pleasure working with a lender who brings a true can do attitude. Indi quickly understood the transaction and took all the necessary steps to ensure a smooth path to completion. As with any deal, there were a few hurdles along the way, but Indi handled them calmly and effectively, keeping all parties well informed throughout. Thanks to Indi I secured the property within auction timescales after I was let down by another funder. I would not hesitate to recommend Indi and his private finance bridging product to fellow real estate contacts.
Dharmendar Khag
5 months ago
From the start of initial contact to the end of funds being realised the transaction was seamless and efficient. Indepth knowledge not just of finance but trading business, accounting, legal aspect etc. Helped me with TOGC to avoid paying VAT out of cash flow. Well done Indi and Team.
Rushy Parwana
5 months ago
The brokerage services provided were outstanding; the support and professionalism were impeccable throughout the entire process. The access to competitive market pricing and products was exceptionally comprehensive. Indi's extensive network of professionals is undoubtedly capable of meeting any funding requirements.
harliv1992
5 months ago
Efficient and great service.
Craig Bick
5 months ago
Would like to say a big thank you to Indi and the team they have helped me sort out 3 commercial mortgages and a big leap in a residential mortgage for my own new home can’t thank him enough very helpful considering Indi a new friend.
Raj Sandhu
5 months ago
Indi helped me secure a Bridging loan on a residential BTL property and has also helped me remortgage my main residential house. He was very helpful through out the whole process and kept constant communication
M SINGH
5 months ago
Brilliant from start to finish- professional and personal service. Will definitely use again!
Hien Nguyen
5 months ago
Very pleased with service, incredibly helpful and patient, professional, courteous, and went the extra mile to ensure I was satisfied.
Roger Sahonta
5 months ago
Great service, assisted with a high value property refinance
Pooja Sohal
5 months ago
They helped us navigate the complex mortgage process with ease, offering competitive rates and flexible terms that fit our needs. Their customer service was top-notch - always friendly, helpful, and communicative. I appreciated their attention to detail and ability to close on time. I'd highly recommend Mortgage Company to anyone looking for a stress-free mortgage or commercial loan experience. Five stars isn't enough. One of the best!
Faraz Khaz
5 months ago
Highly recommended got me my mortgage within minutes better than any higher street bank told all my family and friends 5 star service
Alexandru Iulian Udrea
5 months ago
Wonderfull service!
Hardeep Kaur
5 months ago
Excellent broker helped me on various occasions with commercial and bridging loans
Pumundeep Sandhu
5 months ago
Professional, efficient and knowledgeable from start to finish. The whole process was made smooth and straightforward. Highly recommend for bridging and commercial finance
Antonio Masih
5 months ago
I recently got my mortgage through IF Brokers and couldn’t be happier with the service. They were extremely professional, attentive to my needs, and made the whole process smooth and stress-free. Indi in particular was fantastic – knowledgeable, supportive, and always available to answer my questions. I would definitely recommend Indi and IF Brokers to anyone looking for borrowing solutions, whether residential or commercial.
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FAQs
What services does I F Brokers offer?
We provide bridging loans, property finance, and bespoke lending for complex or high-value financial needs.
Can I F Brokers help if I’ve been declined elsewhere?
Yes. Even if you’ve been turned down by traditional lenders, we can often find flexible bespoke finance and bridging loan solutions.
How fast can I get approved for finance?
In many cases, funds can be released within days of approval, giving you access to fast, flexible finance.
Do you only work with property investors?
No. We work with homeowners, landlords, developers, and businesses across the UK.
Why use a broker instead of going direct?
A broker compares multiple lenders, helping you find the most competitive rates and solutions tailored to your needs.
What makes IF Brokers different from other brokers?
We specialise in tailored solutions beyond traditional mortgages — including bespoke lending options — and pride ourselves on speed, flexibility, and transparency.
Is there a cost for your advice?
Our initial consultation is free, and we are transparent about any fees before you proceed with finance solutions.
From your first consultation to securing funds, our speicialist brokers guide you through the entire process — making bridging loans and property finance simple and stress-free.
Work with a specialist broker who understands your goals and provides clear, tailored advice to secure the best finance option.
We cinoare kebders acriss the UK to secure competitive bridging loan rates and transparent fees, unsuring you keep more of your investment returns.
Talk with a Lending Specialist.
We will call back within 24 hours. 07718131313
